DSC Privacy Notice

This notice describes our privacy policy. By visiting DiscoverDSC.com, you are accepting the practices described in this Privacy Notice.

Recognition of a Customer’s Expectation of Privacy
DSC recognizes and respects the privacy expectations of its customers and their customers and will take the steps necessary to protect the privacy of nonpublic personal information.

Collection, Use and Retention of Customer Information
DSC collects, uses and retains nonpublic personal information about individual customers only where DSC believes it would be useful (and allowed by law) in offering DSC products, services and other financial products. This pertains to all nonpublic personal information you provide DSC on our website or any other method you choose. 

Information from Other Sources:  We might receive personal identifying information about you from other sources.  Any information received from other sources will be used and retained per the above statements.

Electronic (Cookies)
The cookies used by our website do not contain any personal information regarding the visitor, and do not retrieve any information from the visitor’s personal computer. They are used only to enhance the user’s experience on the website, and to collect anonymous traffic data to enable us to provide a better web experience for the viewing public in general.

Maintaining Customer Privacy in Business Relationship with Third-Parties
If nonpublic personal identification information is presented to a third-party on DSC’s behalf, that third-party is to adhere to strict practices that provide for keeping such information confidential and not accessible to others.  The contract between DSC and an affiliated third- party includes this requirement and consequences if not adhered to.  Examples include contracted DSC agents who accept line of credit applications and application for other products available.   They have access to personal information needed to perform their functions, and may not use it for other purposes.

Upon signing a DSC application for a specific product, you are authorizing us to release necessary information to obtain that product.  No additional notice will be provided.

Website Links to Third-Party affiliates
Our website includes links to other websites. We do not provide any nonpublic personally identifiable customer information to these third-party websites.

These third-party websites sometimes use technology to send their website (whose link appears on our’s) directly to your browser. They automatically receive your IP address when this happens. They may also use cookies, JavaScript, web beacons (also known as action tags or single-pixel gifs), and other technologies to measure the effectiveness of the link. We do not have access to or control over cookies or other features that they may use, and the information practices of these third-party websites are not covered by this Privacy Notice. Please contact them directly for more information about their privacy practices.

Restrictions on the Disclosure of Account Information
DSC does not sell or reveal specific information about customer accounts or other nonpublic personal identification data to unaffiliated third parties for their independent use, except for the exchange of information with reputable financial institutions to: 1) complete a customer initiated transaction 2) customer requests it 3) disclosure is required and allowed by law.

Maintenance of Accurate Information
DSC has established procedures to update individual and business information so it is secure, accurate and current within reasonable standards through direct communication with Dealer Services and not through the website.

Limiting Employee Access to Information
DSC limits employee access to nonpublic personal identification information to those with a business reason to access such information.  DSC educates these relevant employees so that they will understand the importance of confidentiality and customer privacy.  Through this statement, DSC also speaks to all employees as to the safeguarding of our customer’s nonpublic personal identification information.

Electronic Security
We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information you input. It is important for you to also protect against unauthorized access to your password and to your computer. Be sure to sign off when finished using a shared computer.

Required Disclosures to Borrower
DSC makes available this privacy notice at DiscoverDSC.com.  DSC’s initial notice is provided at the same time the account is activated via the website. 

Notice and Revisions
If you choose to visit DiscoverDSC.com, your visit and any dispute over privacy is subject to this Notice. If you have any concern about privacy at discoverdsc.com, please contact us with a thorough description, and we will try to resolve it. Our business changes constantly so our Privacy Notice is subject to modification and revision. You should check our website frequently to see recent changes. Unless stated otherwise, our current Privacy Notice applies to all information that we have about you and your account.

Collection and Use
Our web server tracks and collects general information about your visit to our website. We collect these statistics to determine the number of daily visitors to our site, the daily requests for particular files, and the types of browsers our visitors use. This data helps us to customize our website to better meet your on-line needs. We do not ask for, collect, or store specific personal information.

We reserve the right to change this policy at any time by notifying visitors to our website of the existence of the new privacy policy.